The Bank, headquartered in Beijing, is a leading large-scale commercial bank in China. Its predecessor, People’s Construction Bank of China,was founded as a wholly state-owned bank under the direction of the Ministry of Finance of the PRC to administer and disburse government funds for construction and infrastructure related projects under the state economic plan. In 1979, the People's Construction Bank of China became a financial institution under the direction of the State Council and gradually assumed more commercial banking functions.

The People's Construction Bank of China gradually became a full service commercial bank following the establishment of China Development Bank in 1994 to assume its policy lending functions. In 1996, the People's Construction Bank of China changed its name to China Construction Bank.

The Bank was formed as a joint-stock commercial bank in September 2004 as a result of a separation procedure undertaken by our predecessor, China Construction Bank, under the PRC Company Law. Following the China Banking Regulatory Committee's approval on September 14, 2004, we, Jianyin and Huijin entered into a separation agreement, dated September 15, 2004, pursuant to which China Construction Bank was separated into our bank and Jianyin.

The Bank was listed on Hong Kong Stock Exchange in October 2005 (stock code: 939) and Shanghai Stock Exchange in September 2007 (stock code: 601939). At the end of 2025, the Bank’s market capitalisation was approximately US$265,545 million, ranking seventh among all listed banks in the world.

The Bank provides customers with comprehensive financial services, including corporate finance business, personal finance business, treasury and asset management business and others, serving 785 million personal customers and 12.73 million corporate customers. Moreover, it has subsidiaries in various sectors, including fund management, financial leasing, trust, insurance, futures, pension and investment banking. At the end of 2025, the Group had 378,344 staff members and 14,614 operating entities.

The Group continues to enhance high-quality financial services for major national strategies, key areas and weak links, makes significant efforts in the “Five Priorities” in finance, i.e., technology finance, green finance, inclusive finance, pension finance and digital finance, proactively supports the development of new quality productive forces, effectively serves the expansion of domestic demand, and assists in high-standard opening up and coordinated regional development. The Group continuously enhances its “Three Capabilities” in serving national construction, preventing financial risks, and participating in international competition, and unswervingly promotes intensive high-quality development.